Dialog Data Loan


The Data Loan facility is available for all Dialog prepaid connections.

Data Loan

Surf nonstop with Dialog Data Loan! Simply follow the steps below to activate a loan whenever you want:

  • Step 1 - Dial #356# from your Dialog Mobile (prepaid connection)

  • Step 2 - Select Option 1 "Ask for Loan"

  • Step 3 - Select Option 3 “Data Loan-Prepaid”

  • Step 4 - Select the applicable Loan (option 1 or 2)

To obtain the Data Loan your account balance should always be less than Rs.29/-.

Data Loan Recovery Mechanism

Data Loan recovery will be done on the next top-up/reload as a full or partial recovery depending on the top-up value.

Scenario

Behavior

Example

Top-up/reload value is more than the Data Loan value + processing fee (Rs. 2/-)

Complete recovery of Data Loan will take place If the top-up is more than the Data Loan amount. The loan gets recovered along with the processing fee at once.

  • Data Loan to be settled + Processing fee = Total amount to be recovered(Rs.49/- + Rs.2/- = Rs.51/-).

  • Account topped-up/reloaded with Rs.100/-.

  • Full recovery of Rs. 51/- will take place from your account.

 

Top-up/reload value is less than the Data Loan value + processing fee (Rs. 2/-)

Partial recovery of the Data Loan will take place - If the top-up is less than the Data Loan amount. Your Loan will be partially recovered along with the processing fee (Rs. 2/-).

 

  • Data Loan to be settled + Processing fee = Total amount to be recovered (Rs.49/- + Rs.2/- = Rs.51/-).

  • Account topped-up/reloaded with Rs.100/-.

  • Partial recovery of Rs. 20/- will take place from your account leaving Rs.10/- for urgent usage.

  • The remaining Rs.31/-(Rs.29/-+ Rs.2/-) Data Loan and processing fee will be recovered from the next top-up/reload.

  • Again if there is another top-up/reload of Rs.30/-, then again Data Loan gets recovered partially with Rs.20/- leaving Rs.10/- for urgent usages. Leaving Rs.11/- balance to be recovered.

  • Full recovery of Rs. 51/- will take place from your account.

  • This process will be followed until you settle the Data Loan.

 

Notes
  • You don’t have to register to access this service as this is not a recurring loan.

  • Minimum network stay of 3 months required to be eligible for this service

  • Only Prepaid customers are eligible for this service (Postpaid & Hybrid customers are not eligible)

  • You can select the applicable Data Loan value (Rs.29/- or Rs.49/-)

  • You will only be able to get a Data Loan, only after all the other loan/s are settled.

  • If any other loans are obtained, you will not be allowed to obtain data loan.

  • Incase if you have obtained Automatic/Reload Loan while the data loan is active. You’re data loan will be recovered (Fully or Partially depending on the loan value) from the Automatic/Reload Loan.

  • You cannot obtain 2 data loans simultaneously.

  • You will be informed as soon as the data loan is recovered via a SMS (for both full and partial recovery)

  • You can call the hotline on 1777 and get further information on loan settlements or pending loans.

  • Other Applicable mobile/ mobile broadband terms and conditions apply.