Personal Accident Cover

The Per Day Insurance Personal Accident Cover has been designed by Ceylinco General Insurance PLC for Dialog customers through BIMA Lanka Insurance Brokers (Pvt) Ltd.

The Accident Cover will pay out the insurance benefit in the event of death or disability – much like a safety net in a time of need, helping the family cover costs that occur if the insured relative suffers a serious accident or passes away.

Pricing

The subscription fee for the Personal Accident Cover 2017 (Excluding Taxes)

Plan

Cover Benifit (LKR)

Daily Subscription fee* for Prepaid customers (LKR)

Monthly Subscription fee* for Postpaid customers (LKR)

Cover 1

Rs. 500,000.00 accidental death or disability or Rs. 100,000 funeral expenses due to non-accident death

1.33

40

Cover 2

Rs. 1,200,000 accidental death or disability or Rs. 100,000 funeral expenses due to non-accident death.

2.67

80

*Subscription Fee: Defines the amount that shall be deducted from the customer’s (policyholder’s) mobile bill.

The subscription fee for the Personal Accident Cover 2016 (Excluding Taxes)

Available for customers who registered from 19th May 2016 to 22nd November 2017

Plan

Cover Benifit (LKR)

Daily Subscription fee* for Prepaid customers (LKR)

Monthly Subscription fee* for Postpaid customers (LKR)

Cover 1

1,200,000 accidental death or disability or Rs. 100,000 funeral expenses due to non-accident death.

2.67

80

Cover 2

2,400,000 accidental death or disability or Rs. 100,000 funeral expenses due to non-accident death.

N/A

129

*Subscription Fee: Defines the amount that shall be deducted from the customer’s (policyholder’s) mobile bill.

The subscription fee for the Personal Accident Cover 2016 (Excluding Taxes)

Available for customers who registered from 21st January 2013 to 18th May 2016

Plan

Cover Benifit (LKR)

Daily Subscription fee* for Prepaid customers (LKR)

Monthly Subscription fee* for Postpaid customers (LKR)

Cover 1

1,200,000 accidental death or disability

1.33

40

Cover 2

2,200,000 accidental death or disability

N/A

80

Cover 3

5,000,000 accidental death or disability

N/A

250
For Prepaid Customers

Proportionate charging will be applicable for Prepaid customers according to the date on which the customer gets registered. Cover will be calculated proportionately according to the number of days which the customer has been charged for.

The monthly amount should be fully deducted to be entitled to claim the total amount of the cover. If the monthly amount is partially deducted, a proportionate amount from the cover will be applicable for the month.

The daily rental is not charged if the recharge is done through Internet recharge cards and Prepaid plans. The applicable daily rental will be deducted from normal recharge cards or reloads only.

Customers will receive a monthly SMS stating the cover amount eligible for the month.

For Postpaid Customers

The total charge for the month would be applied from the day that the customer gets registered for the service upon the successful deduction of the full premium and the customer will be eligible for the full cover from the next month onwards.

Customers will receive a monthly SMS stating the cover amount eligible for the month

Benefit Commencement

Commencement of the benefit begins after the full payment of the first month’s premium. Once the first month’s premium is fully paid, the policyholder is entitled to the benefits from the first day of the following month. The insurance cover is automatically renewed if the subscriber successfully deducts the premium for any given month.

Nominations

A lump sum amount as per the selected scheme will be payable to the nominated immediate family member* in the unfortunate event of the demise of the policyholder.

*In this instance, an immediate family member refers to a spouse, children, parents and siblings of the customer.

Ceasing of the Policy

The insurance cover will be ceased at the earliest in the case of:

  • The main policy holder reaching the age limit of the cover.

  • The death of the main policy holder during the term of policy.

  • Policy renewal date, if not renewed.

  • The Prepaid or Postpaid connection being discontinued.

  • Misrepresentation or fraud.

Claim Procedure

For Claims, Call 1343(Toll free)
Monday – Saturday (Except Sunday, POYA Day & Mercantile Holiday)
9:00AM to 5:00PM

Note - The nominee should notify the Company of the death of the policyholder within 90 days from the date of death and furnish the Company with all the following documents within the subsequent 90 days.

Required details:

  • Completed claim form

  • Age and identity proof (Copy of NIC) of the deceased

  • Death Certificate

  • Medical reports

  • Post-mortem/ inquest report (If required)

  • Any other requirements requested by Ceylinco Insurance

For information about claim exclusions, please click on FAQs or Policy Document below.

Personal Accident Claim Form - [PDF]

How to Activate?
 

Call 1343

 
Special Notes

  • Insurance Provider for the Life cover – Ceylinco General PLC.

  • Service Provider – BIMA Lanka Insurance Brokers (Pvt) Ltd

  • Age Limit

     

    • Minimum age at entry – 18 years (Exact birthday)

    • Maximum age at entry – 70 years (Age next birthday)

    • Cover Ceasing Age – 70 years (Exact birthday)

  • Within the Geographical limits of Sri Lanka.

  • For inquiries, call 1343

Policy Document - [PDF]