Per Day Insurance Life Cover
The Per Day Insurance Life Cover Policy has been designed by Softlogic Life Insurance PLC in partnership with BIMA Lanka Insurance Brokers (Pvt) Ltd exclusive for Dialog customers.
Upon registering for the service, you will be entitled to claim a life insurance cover up to Rs. 1.1 million.
This service has been specially designed to provide financial protection to surviving dependents upon the death of the insured.
The basic life insurance cover is available for both Prepaid & Postpaid customers and will only cover the policyholder
The Family Life cover allows the main policyholder to add his/her spouse to the new/existing cover.
Pricing
Subscription fee for the Basic Life Cover (Excluding taxes)
| Scheme | Cover Benefit (LKR) |
For Customers Below 50 Years | For Customers above 50 Years | ||
|---|---|---|---|---|---|
| Daily Subscription fee* for Prepaid customers (LKR) | Monthly Subscription fee* for Postpaid customers (LKR) | Daily Subscription fee* for Prepaid customers (LKR) | Monthly Subscription fee* for Postpaid customers (LKR) | ||
| Cover 1 | 1,100,000 | 16.05 | 481.61 | 24.64 | 739.19 |
| Cover 2 | 600,000 | 8.70 | 260.87 | 13.35 | 400.40 |
| Cover 3 | 300,000 | 4.46 | 133.78 | 6.84 | 205.33 |
| Cover 4 | 120,000 | 1.78 | 53.51 | 2.74 | 82.13 |
*Subscription Fee: Defines the amount that shall be deducted from the customer’s (policyholder’s) mobile bill.
The subscription fee for the Family Life Cover (Excluding taxes)
| Scheme | Cover Benefit (LKR) | Cover Benefit for Spouse | For Customers Below 50 Years | For Customers above 50 Years | ||
|---|---|---|---|---|---|---|
| Daily Subscription fee* for Prepaid customers (LKR) | Monthly Subscription fee* for Postpaid customers (LKR) | Daily Subscription fee* for Prepaid customers (LKR) | Monthly Subscription fee* for Postpaid customers (LKR) | |||
| Cover 1 | 1,100,000 | 500,000 | 22.52 | 675.59 | 34.56 | 1036.92 |
| Cover 2 | 600,000 | 250,000 | 12.31 | 369.23 | 18.89 | 566.71 |
| Cover 3 | 300,000 | 100,000 | 5.98 | 179.26 | 9.17 | 275.14 |
| Cover 4 | 120,000 | 50,000 | 2.54 | 76.25 | 3.90 | 117.04 |
*Subscription Fee: Defines the amount that shall be deducted from the customer’s (policyholder’s) mobile bill/connection balance.
For Prepaid Customers
Proportionate charging will be applicable for Prepaid customers according to the date on which the customer gets registered. The cover will be calculated proportionately according to the number of days which the customer has been charged for.
The monthly amount should be fully deducted to be entitled to claim the total cover amount. If the monthly amount is partially deducted, a proportionate amount from the cover will be applicable for the month.
The daily rental is not charged if the recharge is done through Internet recharge cards and Prepaid plans. The applicable daily rental will be deducted from normal recharge cards or reloads only.
Customers will receive a monthly SMS stating the amount of the cover eligible for the month.
For Postpaid Customers
Total charge for the month would be applied from the day that the customer gets registered for the service upon successful deduction of the full premium and the customer will be eligible for the full cover from the next month onwards.
Customers will receive a monthly SMS stating the cover amount eligible for the month
Benefit Commencement
Commencement of the benefit begins after the full payment of the first month’s premium. Once the first month’s premium is fully paid, the policyholder is entitled to the benefits from the first day of the following month. The insurance cover is automatically renewed if the subscriber successfully deducts the premium for any given month.
Nominations
A lump sum amount as per the selected scheme will be payable to the nominated immediate family member* in the unfortunate event of the demise of the policyholder.
*In this instance, an immediate family member refers to a spouse, children, parents and siblings of the customer.
Ceasing of the Policy
The insurance cover will be ceased at the earliest in the case of:
- The main policy holder(Basic and Family life cover)/spouse(Family life cover) reaching the age limit of the cover.
- The death of the main policy holder(Basic and Family life cover)/spouse(Family life cover) during the term of policy.
- Policy renewal date, if not renewed.
- The Prepaid or Postpaid connection being discontinued.
- Misrepresentation or fraud.
Claim Procedure
For Claims, Call 1343(Toll free)
Note - The nominee should notify the Company of the death of the policyholder within 90 days from the date of death and furnish the Company with all the following documents within the subsequent 90 days.
Required details:
- Completed claim form
- Age and identity proof (Copy of NIC) of the deceased
- Death Certificate
- Medical reports
- Post-mortem/ inquest report (If required)
- Any other requirements requested by Softlogic Life
For information about claim exclusions, please click on FAQs or Policy Document below.
How to Activate?
Call 1343
Special Notes
- Insurance Provider for the Life cover - Softlogic Life Insurance PLC.
- Service Provider – BIMA Lanka Insurance Brokers (Pvt) Ltd
- Age Limit:
- Applicable for Members Registered on or before September 30, 2020
- Minimum age at entry - 18 years (Exact birthday)
- Maximum age at entry - 70 years (Age next birthday)
- Cover Ceasing Age – 70 years (Exact birthday)
- Applicable for Members Registered on or after October 01, 2020
- Minimum age at entry - 18 years (Exact birthday)
- Maximum age at entry - 55 years (Age next birthday)
- Cover Ceasing Age - 65 years (Exact birthday)
- Applicable for Members Registered on or before September 30, 2020
- Geographical limits: Worldwide
- For inquiries, call 1343
Frequently asked questions
Yes. Death claims due to COVID-19 is covered up to the limit of your registered policy.
The benefit cover pays the amount according to the cover selected by the customer which ranges from Rs. 120,000.00 up to Rs. 1,100,000.00.
- No benefit shall be payable in the event of death of the Life Assured arising directly or indirectly as a result of active participation or any attempted participation of Life Assured in any war, invasion, act of foreign enemy, hostilities, war like operations (whether war be declared or not), armed or unarmed truce, civil war, mutiny, rebellion, terrorist act, revolution, insurrection, military or usurped power, riot or civil commotion, strikes or any act of any person acting on behalf of or in connection with any organization actively directed towards overthrow by force of any Government or to the influencing of it by terrorism or violence.
- If the member commits suicide, whether sane or insane, within one year from the date of the policy, the liability of the company shall not exceed the unearned premium on the date of death.
- If a claim occurs during the first 90 days from the registration date of the cover due to a non-accidental death, the company shall not be liable for any claim.
- Death resulting due to pre-existing Cancer, Heart Disease or Stroke will not be covered for customers registered after 15th September 2019.
- This policy excludes government taxes or levies which falls under the current period or any future period.
- Please refer to terms and conditions document for more details.
